Management Team

Sanjay Pattanaik Chief Operating Officer

Mr. Sanjay leads the Operation Department of Annapurna, he has been a pioneer member in the journey of Annapurna. Through his exemplary work in the...

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Sanjay Pattanaik Chief Operating Officer

Mr. Sanjay leads the Operation Department of Annapurna, he has been a pioneer member in the journey of Annapurna. Through his exemplary work in the field of development, he has been exceptional in handling the responsibilities of the operations team which is evident from his well-structured and motivated team. He has contributed immensely towards establishing Annapurna’s presence across India. His work exemplifies his client centric approach and his dedication towards meeting his clients’ needs. He has been a seasoned trainer in the area of soft skills development. Mr. Sanjay has also worked as a faculty in various management institutions.

Satyajit Das Chief Finance Officer

Mr. Satyajit functions as the Chief Finance Officer of Annapurna and has been associated with the company since its early years. He has been instrumental...

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Satyajit Das Chief Finance Officer

Mr. Satyajit functions as the Chief Finance Officer of Annapurna and has been associated with the company since its early years. He has been instrumental in the leading and strengthening the overall processes of the company. His business acumen and exceptional ability of sensing the opportunities for growth and expansion makes him the most sought after leader in Annapurna. He plays a pivotal role in the strategic management decisions of the company. Under his guidance, Annapurna has been able to achieve newer heights and carved a name for itself in the Microfinance industry.

Sanjay Kumar Singh Business Head, MSME

Mr. Sanjay,an MBA from NIM, is a very confident, self-driven, organized and dynamic individual, who possesses strong delegation and negotiation skills. His 14 years of...

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Sanjay Kumar Singh Business Head, MSME

Mr. Sanjay,an MBA from NIM, is a very confident, self-driven, organized and dynamic individual, who possesses strong delegation and negotiation skills. His 14 years of experience in the NBFC sector and excellent leadership qualities, along with his innovative thinking ability has helped Annapurna MSME build a sustainable business platform for itself within no time. He has been associated with Annapurna since more than a year. Mr. Singh has previously worked with organisations like ISFC and Vistaar Financial Services.

Sabyasachi Sahu Credit Head

Mr. Sabysachi currently heads the Credit and Appraisal Department at Annapurna. He has been associated with Annapurna since its inception. He is one of the...

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Sabyasachi Sahu Credit Head

Mr. Sabysachi currently heads the Credit and Appraisal Department at Annapurna. He has been associated with Annapurna since its inception. He is one of the pioneer members of Annapurna and has played a key role in streamlining the credit appraisal processes across all the operational branches of the company. His active involvement in the functioning and various operational processes has helped the company build highly committed teams across the operational area.

Mr. Soumik Ghanta Head, Credit, MSME

Mr. Soumik Ghanta, is the Credit Head of Annapurna MSME. He is responsible for developing new lending platforms and provide his assistance in establishing and...

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Mr. Soumik Ghanta Head, Credit, MSME

Mr. Soumik Ghanta, is the Credit Head of Annapurna MSME. He is responsible for developing new lending platforms and provide his assistance in establishing and updating all lending policies and guidelines. His excellent interpersonal and organizational skills have helped MSME achieve heights. He has been a part of Annapurna MSME since 2017. He has 8 years of professional experience in the finance sector. He was previously associated with DCB Bank. He has pursued his PGDFM from IIFM, Bhopal.

Rakesh Ranjan Rath Accounts Head

In his current role as the Head of Accounts Department, Mr. Rakesh looks after monitoring & analysing the accounts of the Company, maintaining real time...

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Rakesh Ranjan Rath Accounts Head

In his current role as the Head of Accounts Department, Mr. Rakesh looks after monitoring & analysing the accounts of the Company, maintaining real time database of the company transactions and produce financial statements of the firm while ensuring compliance to accounting policies and principles. Prior to joining Annapurna, Mr. Rakesh has worked with various chartered accounting firms. He holds an MBA in Finance and CA Inter.

Suraj Bali Painkra Internal Audit Head

Mr. Suraj currently heads the Department of Internal Audit. His expertise spans across the areas of micro insurance, micro finance, training and capacity building, relationship...

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Suraj Bali Painkra Internal Audit Head

Mr. Suraj currently heads the Department of Internal Audit. His expertise spans across the areas of micro insurance, micro finance, training and capacity building, relationship management and business development with a flair of effective team management at micro level with a rural focus. Across his 8 years of professional experience, he has names of some leading financial companies to his credit viz. ICICI Prudential,Birla Sun Life Insurance Company Ltd and Sambandh Finserve Pvt. Ltd. He has pursued his MBA from Indian Institute of Forest Management (IIFM), Bhopal.

Subrata Pradhan Company Secretary

Mr. Pradhan works as the Company Secretary of Annapurna. He has done his Bachelors in the subject of Economics and is a qualified company secretary...

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Subrata Pradhan Company Secretary

Mr. Pradhan works as the Company Secretary of Annapurna. He has done his Bachelors in the subject of Economics and is a qualified company secretary from the Institute of Company Secretaries of India. Through his expertise and understanding of the field, Mr. Pradhan excels in taking responsibilities of ensuring compliances with statutory, legal and regulatory requirements. He takes care of the governance structures and mechanisms of the company through the experience gained from his professional life. He carries a good understanding of all the aspects of Corporate Law, Company Law, legal and statutory compliances of the respective regulatory authorities.

Kumar Vaibhav Institutional Finance Head

Mr. Vaibhav currently heads the Department of Institutional Finance at Annapurna. He has gained 8 years of experience by being associated with leading firm like...

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Kumar Vaibhav Institutional Finance Head

Mr. Vaibhav currently heads the Department of Institutional Finance at Annapurna. He has gained 8 years of experience by being associated with leading firm like SKS Microfinance and State Bank of India. Over the span of his career, he has had exposure to fund mobilization, liaising with bankers and investors relations. As a Head of Institutional Finance, he takes care of various aspects of finance accounting and lending. He has pursued an MBA from Indian Institute of Forest Management (IIFM), Bhopal.

Pramod Kumar Panda Insurance Head

Mr. Panda is leading the Insurance Department of Annapurna. He has 8 years of professional experience of working with top insurance firms in India like...

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Pramod Kumar Panda Insurance Head

Mr. Panda is leading the Insurance Department of Annapurna. He has 8 years of professional experience of working with top insurance firms in India like ICICI Prudential and Bajaj Allianz. In his current job role as the Insurance Head, he manages the insurance vertical for Annapurna and ensures quality of services to his customers. His expertise in the area of insurance helps him take care of all insurance processes related to the vast spectrum of clients of Annapurna. Mr. Panda is an MBA in Finance & Marketing.

Laxman Kumar Mohapatra Treasury Head

Mr. Laxman serves as the Head of Treasury Department. Before joining Annapurna, he was working with OSACS – Department of Health & Family Welfare, Government...

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Laxman Kumar Mohapatra Treasury Head

Mr. Laxman serves as the Head of Treasury Department. Before joining Annapurna, he was working with OSACS – Department of Health & Family Welfare, Government of Odisha for several years. Previously, he has been a part of People’s Forum for a considerable time period and later became a part of Annapurna. His immense dedication towards his works has made him an extremely valuable resource to the organization. He holds a management degree in finance.

Ramkrishna Atre Product Head

Mr. Ramkrishna Atre is the Head of Product Department. and has been associated with Annapurna since 2013. As the Head of Product Department, he determines...

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Ramkrishna Atre Product Head

Mr. Ramkrishna Atre is the Head of Product Department. and has been associated with Annapurna since 2013. As the Head of Product Department, he determines the strategic plan for new products, market research, their implementation and monitors all the existing products. He plays a significant role in visualizing a roadmap for Annapurna’s growth and development. His work ethics are a representation of Annapurna’s culture and its professional code of conduct. His innovative ideas, progressive thinking & effective approach has contributed a lot to the wide spectrum of products offered by Annapurna. He is a Post graduate from IIFM. He is also a certified Expert in SME Finance from the Frankfurt School of Finance and Management. Mr. Atre has a prior work experience in Financial Inclusion with FINO PayTech.

Mr. Anoop TP (FRM) - Risk Head

Mr. Anoop TP is the Head of the Risk Department at Annapurna. He has pursued PGDFM from IIFM, Bhopal and is a Certified Financial Risk...

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Mr. Anoop TP (FRM) - Risk Head

Mr. Anoop TP is the Head of the Risk Department at Annapurna. He has pursued PGDFM from IIFM, Bhopal and is a Certified Financial Risk Manager (FRM®). He has commendable understanding in assessing the credit nature of rural clients in different geographies of India. He contributes towards the policies & processes in microfinance and provides thoughtful suggestions to the management for corrective measures. Currently he looks after the planning, designing and implementation of a comprehensive risk management framework for Annapurna.

Mr. Pradeepta Champatiray Systems Head

Mr. Champatiray has been the backbone of Annapurna as he has been managing the IT Department of the Company since several years. He has excellent...

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Mr. Pradeepta Champatiray Systems Head

Mr. Champatiray has been the backbone of Annapurna as he has been managing the IT Department of the Company since several years. He has excellent understanding of IT infrastructures and extensive knowledgeable in computer systems administration. He looks after all the technology operations and maintains organization’s effectiveness and efficiency by defining, delivering, and supporting strategic plans for technology implementation.

Mr. Sudhakar Ratawa IT Head, MSME

Mr. Ratawa has a rich experience of 17 years in the field of IT. He is one of the key functionaries of MSME vertical looking...

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Mr. Sudhakar Ratawa IT Head, MSME

Mr. Ratawa has a rich experience of 17 years in the field of IT. He is one of the key functionaries of MSME vertical looking after the IT& IT Infrastructure Development and MIS management. He started his career as an IT trainer and later served organizations as IT Manager. Mr. Ratawa holds an M.Sc. degree and an MBA Degree in IT from Sikkim Manipal University. Prior joining Annapurna Finance, he was associated with the organizations like Mahindra and Mahindra Financial Services Ltd., Indostar Capital Finance Ltd. and Au Finance Bank.

Ms. Bandita Behera MIS Head

Ms. Behera looks after the MIS Department of the company. She has been associated with Annapurna since 9 years. Prior to her association with Annapurna,...

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Ms. Bandita Behera MIS Head

Ms. Behera looks after the MIS Department of the company. She has been associated with Annapurna since 9 years. Prior to her association with Annapurna, Ms. Behera handled a similar role while working with Mahashakti Foundation. She is a Commerce Graduate and holds an MBA in finance. Her system analysis skills helps her in identifying the root cause of issues and critical thinking helps in optimizing and managing the information systems of Annapurna.

Ms. Ananya Pan SPM Officer

Ms. Ananya is the Social Performance Management Officer of Annapurna. She has pursued her PGDFM from IIFM. She not only shoulders the responsibility of developing...

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Ms. Ananya Pan SPM Officer

Ms. Ananya is the Social Performance Management Officer of Annapurna. She has pursued her PGDFM from IIFM. She not only shoulders the responsibility of developing and reviewing the Social Improvement Plans of Annapurna but also looks after the social development and community engagement of the Company. She has been associated with Annapurna since 2016.She has previously worked with Aga Khan Rural Support Programme India as a Programme Specialist (Research and Monitoring). She was also a Special Project Associate at Indian Institute of Forest Management.

Mr. Anway Sarkar Branding & Communication Head

Mr. Anway Sarkar looks after the Corporate Communication, Digital Marketing and Branding Department of Annapurna. He develops, executes and manages the communications and branding strategy...

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Mr. Anway Sarkar Branding & Communication Head

Mr. Anway Sarkar looks after the Corporate Communication, Digital Marketing and Branding Department of Annapurna. He develops, executes and manages the communications and branding strategy for Annapurna. He holds a 3 years of work experience and has been associated with organizations like NDDB Dairy Services prior joining Annapurna

Manas Ranjan Pattnayak Regional Manager, Operations

Mr. Manas has gained tremendous knowledge and understanding of the microfinance sector through his years of work at Annapurna. This experience has led him to...

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Manas Ranjan Pattnayak Regional Manager, Operations

Mr. Manas has gained tremendous knowledge and understanding of the microfinance sector through his years of work at Annapurna. This experience has led him to become the Regional Head of 5 major operational states of Annapurna. Under his guidance and leadership, the operations team has achieved new heights across the states under his purview. He has extended major support towards the success of streamlining the business correspondence model. He is a part of the core start up team of Annapurna and has contributed dynamically towards company’s business expansion across the country.

Mr. Shankarshan Panda IT Head

Mr. Panda looks after the overall database management, IT maintenance at AMPL. With over 12 years of experience, his role will be crucial as the...

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Mr. Shankarshan Panda IT Head

Mr. Panda looks after the overall database management, IT maintenance at AMPL. With over 12 years of experience, his role will be crucial as the organization grows further and spreads its network in other under-served states in India. He holds an MBA in IT & Finance, besides doing a PGDCA and a PG Certificate in Microfinance Management

Mr. Dillipa Khuntia Technology Head

With an experience of over a decade in Technology Management, Mr. Dillipa Kumar Khuntia has been heading the Technology Department since he got associated with...

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Mr. Dillipa Khuntia Technology Head

With an experience of over a decade in Technology Management, Mr. Dillipa Kumar Khuntia has been heading the Technology Department since he got associated with the organization in September 2017. His expertise lies in delivering high-performance Applications and IT Infrastructure Management solution. His team is responsible for bringing in new ideas to optimize the processes and implementing all the new technological interventions in the organization. He has previously been associated with IFMR Rural Channels Pvt. Ltd. for more than 7 years