Board of Directors

Mr. Gobinda Chandra Pattanaik Managing Director

Mr. Pattanaik is a pioneer in the field of microfinance with over two decades of experience; he has always been in the forefront of implementing...

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Mr. Gobinda Chandra Pattanaik Managing Director

Mr. Pattanaik is a pioneer in the field of microfinance with over two decades of experience; he has always been in the forefront of implementing developmental activities and building microenterprises. He is well known in the development sector for his thoughtful and innovative approach. He has been entitled with being the initiator of several shelter homes and rehabilitation centres for women and children in Odisha. His strong urge and will power towards creating means to sustainable livelihood for women has led him to establish Annapurna Finance Pvt. Ltd.  He is an advisor to many District Administrations and has played a key role in setting up various community based institutions.

Mr. Dibyajyoti Pattanaik Director

Mr. Pattanaik has over 15 years of experience in microfinance, micro-enterprise development and development sector consulting. He has worked with Public and Development Sector institutions...

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Mr. Dibyajyoti Pattanaik Director

Mr. Pattanaik has over 15 years of experience in microfinance, micro-enterprise development and development sector consulting. He has worked with Public and Development Sector institutions in various roles before joining Peoples’ Forum as Program Head & CFO in 2007. His experience and expertise played a crucial role in the transformation of mission Annapurna to Annapurna Finance Private Limited, which under his guidance and leadership is now one of the top MFIs in India. He was the Vice President of MFIN (Microfinance Institutions Network), where he contributed to the overall issues pertaining to the financial inclusion sector. He also serves as the President of OSAFII (Orissa Association of Financial Inclusion), and is actively involved in the financial inclusion forum of the state. He holds a post-graduate degree in management from EDII, Ahmedabad, and a management certificate in finance from Boulder Institute of Management, USA.

Mr. K. K. Tiwary Independent Director

Mr. Tiwary is a Senior Chartered Accountant and has the expertise in various fields of audit, taxation, project consultancy, micro finance, NBFC takeovers and financing...

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Mr. K. K. Tiwary Independent Director

Mr. Tiwary is a Senior Chartered Accountant and has the expertise in various fields of audit, taxation, project consultancy, micro finance, NBFC takeovers and financing activities. He has years of experience in development, control, audit and monitoring on microfinance activities. He has been associated with Annapurna Finance for several years now.

Mr. Sean Leslie Nossel Independent Director

Sean Nossel has been an Independent Director of Annapurna Finance since 2012. Mr Nossel has over 25 years of experience in insurance, investment banking, structured...

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Mr. Sean Leslie Nossel Independent Director

Sean Nossel has been an Independent Director of Annapurna Finance since 2012. Mr Nossel has over 25 years of experience in insurance, investment banking, structured finance and private equity in the USA and emerging markets. He is currently a Managing Director at Apollo Global Management focused on investments in the insurance sector. Prior to this he was a M&A actuary at Resolution Group and an Executive Director at JPMorgan where he worked in investment banking, structured finance and equity research. Sean is a Fellow of the Society of Actuaries, a CFA Charterholder, a MBA, and a Bachelor of Economic Science.

Mr. Ashok Ranjan Samal Independent Director

Mr. Samal has rich experience of more than 31 years in development banking with diverse and long association with Microfinance sector. He was serving as...

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Mr. Ashok Ranjan Samal Independent Director

Mr. Samal has rich experience of more than 31 years in development banking with diverse and long association with Microfinance sector. He was serving as General Manager at SIDBI’s Head Office Lucknow looking after SIDBI Foundation for Microcredit (SFMC). He has extensive experience of dealing with NBFC-MFI by virtue of his long association with SFMC for more than 12 years as Deputy General Manager and General Manager. Mr. Samal is a Certified Associate of Indian Institute of Bankers (CAIIB) and Post Graduate in English from Utkal University.

Mr. Arup Kumar
Mr. Arup Kumar Nominee Director, SIDBI

Shri Arup Kumar is the Chief General Manager of SFMC and NBFC Vertical.  He is an Engineer by education and after working with Hindustan Petroleum...

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Mr. Arup Kumar
Mr. Arup Kumar Nominee Director, SIDBI

Shri Arup Kumar is the Chief General Manager of SFMC and NBFC Vertical.  He is an Engineer by education and after working with Hindustan Petroleum Corporation Limited in earlier years, has been with SIDBI for the last 27 years. He has handled direct finance operations in different capacities in many geographies, besides stints in policy verticals relating to Credit, Risk Management and Stressed & NPA Management. He has also headed the Treasury and Resources Management of the Bank.  Spearheaded SIDBI’s initiative called Prayaas to support the micro entrepreneurs in the missing middle segment in the rural as well as urban space through partnerships with both Financial as well as Non-Financial intermediaries.  At present, extending support to Microfinance and NBFC sectors for their funding and other needs.

Mr. Venkiteswaran. M.R Nominee Director, Oikocredit

Venkiteswaran. M.R is a Banker with 34 years of experience, during which time he played important senior level roles in some of the largest Banks...

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Mr. Venkiteswaran. M.R Nominee Director, Oikocredit

Venkiteswaran. M.R is a Banker with 34 years of experience, during which time he played important senior level roles in some of the largest Banks in India. He has rich experience in Rural lending, Agricultural Finance, Microfinance and lending to Micro Enterprises & SMEs. He is well versed in handling several high impact projects of significant size, from planning to execution. He has around 12 years of experience in heading major SBU of agriculture lending and microfinance (9 years in Axis Bank and 3 years in Jana Small Finance Bank) with consistent growth in top line and P&L.

Venkiteswaran.M.R has rich experience in building and nurturing several business lines of strategic importance like Farmer Finance, Tractor Finance, Agri Value Chain Funding, lending against Agri commodities, farmer gold loans, lending to Agri enterprises as well as wholesale and retail microfinance. In all these business lines, he has experience of developing strategy, products, processes, distribution architecture and delivery channels to ensure overall business excellence. He also has expertise in identifying key focus geographies, product & process innovations, credit risk & operational risk. He has rich experience in streamlining & improving existing systems/processes, innovating and envisioning new methodologies, identifying future trends and devising suitable strategies. He also has rich insight into the compliance and risk management aspects of commercial banks and Small finance Banks (SFBs) in India.

Mr. Guillaume Martin
Mr. Guillaume Accarain Nominee Director, BIO

Mr. Guillaume Martin Mvuyekure Accarain, currently working as Investment Officer at BIO (Belgian Investment Company for Developing Countries) has over 9 years of experience in...

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Mr. Guillaume Martin
Mr. Guillaume Accarain Nominee Director, BIO

Mr. Guillaume Martin Mvuyekure Accarain, currently working as Investment Officer at BIO (Belgian Investment Company for Developing Countries) has over 9 years of experience in the field of Investment Banking, Strategy/Financial Consulting and Private Equity. Prior to Joining BIO, he was worked with Deloitte Financial Advisory & Equiteq.

Mr. Guillaume Accarain has completed his Advanced Master in Strategy and Management of International Business from ESSEC and Master in Business Engineering from Solvay Business School.

Ms. Christina Stefanie Juhasz Nominee Director, WWB

Ms. Christina Juhasz is the Chief Investment Officer of Women’s World Banking Asset Management. She has been associated with this organization since 2007, where she...

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Ms. Christina Stefanie Juhasz Nominee Director, WWB

Ms. Christina Juhasz is the Chief Investment Officer of Women’s World Banking Asset Management. She has been associated with this organization since 2007, where she has extensively worked by managing the Capital Partners Fund, directing equity investment into Women’s World Banking network members and other women-centric microfinance institutions; in order to provide responsible growth capital and demonstrate the business case for investing in women. Prior to joining the organization, she worked for the Deutsche Bank, Merrill Lynch, and the U.S. Army.

Mr. Pushkar Jauhari Nominee Director, Oman India Joint Investment Fund

Mr. Pushkar Jauhari, is the Director-Investments, Oman India Joint Investment Fund, He joined OIJIF in 2018. Prior to joining OIJIF, he spent 9 years as...

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Mr. Pushkar Jauhari Nominee Director, Oman India Joint Investment Fund

Mr. Pushkar Jauhari, is the Director-Investments, Oman India Joint Investment Fund, He joined OIJIF in 2018. Prior to joining OIJIF, he spent 9 years as SVP – Investments with Khazanah Nasional, Malaysian SWF, and as VP with TVS Capital Funds, a domestic Private Equity fund. He has participated in Private Equity, Buy-out, M&A’s and PIPE investments, actively involved in origination, diligences, portfolio management, exit/ part-exit particularly in Consumer & Retail, Pharma/ Healthcare and Financial Services.

Earlier, he worked 5 years with Fidelity Investments, where his last assignment was as an Equity Analyst, based in London, covering European Retail & Consumer companies. He started his career with McKinsey where he spent 3 years with the Corporate Finance & Strategy practice doing business research.

He has an MBA from MIT Sloan School of Management, is a CFA charter holder, Chartered Accountant and holds a bachelor’s degree in commerce from Delhi University.

Mr. Sunit Vasant Joshi Nominee Director, Asian Development Bank

Mr. Sunit Vasant Joshi is rank-holder Chartered Accountant with thorough knowledge of Indian banking industry, including regulatory aspects, as also extensive international exposure, especially to...

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Mr. Sunit Vasant Joshi Nominee Director, Asian Development Bank

Mr. Sunit Vasant Joshi is rank-holder Chartered Accountant with thorough knowledge of Indian banking industry, including regulatory aspects, as also extensive international exposure, especially to financial markets in the UK . Retired from SBI as Chief General Manager supervising over 2,000 direct and indirect reports and managing a portfolio of over Rs.1,00,000 crore.

Presently he is a member of the Board of Directors in a capacity of Independent Director at IFCI Financial Services Limited and a member in the Board of Trustee as Canara Robeco Mutual Fund. Mr. Joshi has more than 42 years of rich experience in banking, finance & investment sector. Mr Joshi is a Chartered Accountant (CA); and hold other degrees such as CAIIB, M.Com, B.Com.

Ms Radhika Shroff Nominee Director-Nuveen

Ms Radhika Shroff works in Impact Investing for Nuveen real assets and is responsible for identifying, executing and managing direct private equity investments in key...

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Ms Radhika Shroff Nominee Director-Nuveen

Ms Radhika Shroff works in Impact Investing for Nuveen real assets and is responsible for identifying, executing and managing direct private equity investments in key thematic impact sectors in both developed and developing market.

Prior to joining the in 2020, Radhika was a deputy Chief investment officer of Accion Global Investments, responsible for leading global equity investments and managing a portfolio of equity investment in over 20 Financial Institutions and innovative financial service providers that supports underserved population of emerging markets. Before Accion , she spent 15 years in various investment, advisory and operational roles including Latin America investment banking , global consumer and commercial banking and microfinance principal investing at financial service institutions including UBS, Citi, Wells Fargo and Peruvian Development group.

Radhika Graduated with a B.S in Economics, B.A in Psychology from the university of Pennsylvania, an MBA from the Warton School and MA in International Studies with a concentration in Latin America, from the Lauder Institute. She is a former Luce Scholar with the Thai Ministry of Finance, sits on the board of Yuva Pragati, a non-profit focused on child health and wellness in rural India and is fluent in Spanish and Gujrati.

Mr. Ranganathan Varadarajan Dilip Kumar Nominee Director, SVCL

Mr. Dilip has been with SIDBI Venture Capital Limited (SVCL) since its inception in 1999 and was part of the core team which had set...

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Mr. Ranganathan Varadarajan Dilip Kumar Nominee Director, SVCL

Mr. Dilip has been with SIDBI Venture Capital Limited (SVCL) since its inception in 1999 and was part of the core team which had set up SIDBI Ventures, SIDBI Trustee Company and NFSIT. He represents SVCL on the Boards of some portfolio companies, where he has played an active role in building up systems and processes.

Prior to joining SVCL in 1999, he was with SIDBI for nearly 8 years with experience in credit appraisal, accounts and audit functions. He is a Post Graduate in Commerce and Economics, AICWA, CS (Inter), PGDBA and CAIIB.

Mr. Abhishek Agrawal Nominee Director, Accion & DEG

Mr. Abhishek Agrawal is Accion’s Chief Regional Officer for South Asia, based out of India, and is responsible for overseeing Accion’s operations in the region....

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Mr. Abhishek Agrawal Nominee Director, Accion & DEG

Mr. Abhishek Agrawal is Accion’s Chief Regional Officer for South Asia, based out of India, and is responsible for overseeing Accion’s operations in the region. A key region for Accion in its mission to advance financial inclusion, several features of the region and countries within it – such as an enabling regulatory environment, startup ecosystem, and entrepreneurial culture – make it a prime market for inclusive fintech innovation.

As an Accion representative, Abhishek serves on the boards of SubK, DVARA – KGFS, Vindhya E-Infomedia, and Saija Finance. Abhishek also served as CFO for more than 12 years in several countries, including at Swadhaar Microfinance starting in 2010, in his capacity as global staff for Accion. He comes to Accion with extensive experience in financial management, strategy and business planning, and microfinance operations.

In earlier roles, Abhishek worked with FINCA International as CFO in different affiliates. Prior to that, he acted as an advisor to the Institute of Chartered Accountants (ICAI), where he worked on number of projects in Municipal reforms and financial management for local municipal bodies. Abhishek has a Ph.D. in municipal financial reforms and Chartered Accountant (FCA) from ICAI. He did his MBA with a specialization in finance at Rai International University.