Annapurna Finance does not authorize any mobile application or digital platform to represent its loan services except A-Pay, which is operated by a separate group company, Annapurna Tech Universe Private Limited, and is authorized to facilitate specified customer services and payment transactions. Customers are advised to verify communications carefully and report suspicious activities to our Toll-Free Grievance Number: 📞 18008437200  |  

Annapurna Finance does not authorize any mobile application or digital platform to represent its loan services except A-Pay, which is operated by a separate group company, Annapurna Tech Universe Private Limited, and is authorized to facilitate specified customer services and payment transactions. Customers are advised to verify communications carefully and report suspicious activities to our Toll-Free Grievance Number: 📞 18008437200  |  

dotted-circledotted-circle
who-we-are

WhoWe Are ?

Annapurna Finance Pvt. Ltd (AFPL) was established to serve the economically weaker sections of society, bringing them into the mainstream by providing need-based financial services at their doorstep. The focus has been clear, to reach areas where formal financial institutions find it challenging to settle.

EXPLORE MOREarrow-right
card_icon
Our Goal
Increase availability of wider range of microfinance services.Improve ability of 40,00,000 poor women for efficient use of such services by the year 2027.
card_icon
Our Mission
Empowerment of 40,00,000 poor women and households for their economic security by 2027.Bring recognition, legitimacy, respect and opportunity for 120,000 micro-enterprises by 2027.
card_icon
Our Vision
Establishment of a self-sustainable and economically empowered rural, tribal & sub-urban society.

Financial Solutions

Tailored For All Your Needs

card-image

GROUP LOAN

Providing loans to rural households, especially women, to expand their existing businesses...

Know More
card-image

ROOFTOP SOLAR LOAN

Financial assistance for installing solar panels on both residential and commercial properties...

Know More
card-image

EV 3-WHEELER LOAN

Enabling affordable ownership of electric vehicles for a cleaner, smarter tomorrow...

Know More
card-image

JUST IN TIME LOAN

The Just In Time loan is a pre-approved emergency loan product designed to provide quick financial...

Know More
card-image

MSME BUSINESS LOAN

We extend our support to micro, small, and medium enterprises, addressing their crucial working capital requirements...

Know More
card-image

HOUSING LOAN

Our Home Improvement loan empowers customers to enhance their existing homes...

Know More
card-image

WATER & SANITATION LOAN

Our SWASTH Loan is designed to facilitate the installation of safe water and sanitation infrastructure...

Know More
card-image

INDIVIDUAL BUSINESS LOAN

Our Individual Business Loan empowers women entrepreneurs in...

Know More
card-image

DAIRY LOAN

Our Dairy loan aims to provide comprehensive financial assistance for various aspects of dairy farming...

Know More
card-image

GROUP LOAN

Providing loans to rural households, especially women, to expand their existing businesses...

Know More
card-image

ROOFTOP SOLAR LOAN

Financial assistance for installing solar panels on both residential and commercial properties...

Know More
card-image

EV 3-WHEELER LOAN

Enabling affordable ownership of electric vehicles for a cleaner, smarter tomorrow...

Know More
card-image

JUST IN TIME LOAN

The Just In Time loan is a pre-approved emergency loan product designed to provide quick financial...

Know More
card-image

MSME BUSINESS LOAN

We extend our support to micro, small, and medium enterprises, addressing their crucial working capital requirements...

Know More
card-image

HOUSING LOAN

Our Home Improvement loan empowers customers to enhance their existing homes...

Know More
card-image

WATER & SANITATION LOAN

Our SWASTH Loan is designed to facilitate the installation of safe water and sanitation infrastructure...

Know More
card-image

INDIVIDUAL BUSINESS LOAN

Our Individual Business Loan empowers women entrepreneurs in...

Know More
card-image

DAIRY LOAN

Our Dairy loan aims to provide comprehensive financial assistance for various aspects of dairy farming...

Know More

Awards

award image

Annapurna Finance received the Business Leader Award at International Business Expo

award image

Annapurna Finance was honored with the 'Best Data Quality MFI Consumer Award 2022–23' during the distinguished TransUnion CIBIL Annual Conference

award image

Bloomberg’s Gender Equality Index- Annapurna Finance participated in Bloomberg’s Gender Equality Index, meeting the criteria for publicly publishing all required documents regarding diversity practices

award image

Annapurna Finance has been honored with Gold Level recognition for Client Protection Certification by MFR

award image

Annapurna Finance is certified as a Great Place to Work®, honoring its inclusive culture and commitment to empowering employees

award image

Ranked 24th Pan India in the DEI 100 Excellence Index, reflecting Annapurna Finance's commitment to diversity, equity, and inclusion

award image

Annapurna Finance Secures the Prestigious SKOCH Gold Award for Financial Inclusion Efforts

award image

Annapurna Finance was recognized as, ET Edge Best Organisations for Women 2026

award image

Recognised among the Top 25 BFSI organisations in the 2026 Great Place to Work India survey

award image

Annapurna Finance proudly received the ‘PE-Backed Company of the Year’ award at the Winpe Leadership Awards 2026

award image

Driving financial inclusion across India. Ranked among the Top 15 financial institutions globally in 2025

award image

Recognized with the 2025, 60 Decibels Social Impact Award and ranked among Asia's Top 3 financial service providers in the Microfinance Index

award image

Annapurna Finance, in partnership with IDFC FIRST Bank, has been honored with the prestigious Asset Triple A Treasurise Awards 2025

award image

Recognized as the Best Organisations for Women 2025 by ET Now

award image

Annapurna achieved Gold-level Client Protection Certification (CPC) by MFR, 2024.

award image

Annapurna Finance Named Among ET Edge Now's Best Brands 2024, a prestigious honor that highlights our commitment to excellence, innovation, and impact

award image

Annapurna Finance proudly wins the 60_Decibels Social Impact Award, ranking top 3 among 32 Asian financial service providers in the 2024 Microfinance Index!

award image

Annapurna proudly secures a top Social and Environmental Rating of sA+ from MicroFinanza Rating for the first half of 2024, reflecting its strong social performance and commitment to client protection

award image

Featured in the 2024 Alliance for Global Inclusion Index, Annapurna Finance was recognized for creating an inclusive workplace

award image

Recognized for the 'Most Innovative Product' award for the Just in Time (JIT) Loan at the Yellow.ai’s Conversate India Tour 2024

award image

Won the Best Customer Experience Solution in NBFC' title at the 2024 Bharat NBFC & Fintech Summit

award image

Best Organisations for Women 2024' by The ET Edge

award image

Director, Mr. Dibyajyoti Pattanaik, was recognized as one of the Top 25 Great People Managers™ of India for 2024 by the Great Manager Institute

award image

Annapurna Finance was honored with the ‘Best Innovative Product in NBFC’ award at the 2024 Bharat NBFC & Fintech Summit and Awards by The Brainalytics

award image

Best Customer Experience Solution in NBFC' title at the 2024 Bharat NBFC & Fintech Summit and Awards by The Brainalytics

award image

Annapurna Finance has been awarded the prestigious title of “Champion in Bridging the Digital Divide” for its transformative digital payment platform, A-Pay

award image

The organization strengthened its pledge to socio-economic growth and environmental responsibility by achieving an impressive sA+ rating by MFR

award image

Annapurna Finance received the 1st Ela Ben Memorial Award for Best Gender-Friendly MFI in the year 2023

award image

2023 Alliance for Global Inclusion Index-Annapurna Finance was featured in the prestigious 2023 Alliance for Global Inclusion Index

award image

Annapurna Finance received the ‘Global Network Member’ certificate from Women’s World Banking

award image

Annapurna Finance received the Business Leader Award at International Business Expo

award image

Annapurna Finance was honored with the 'Best Data Quality MFI Consumer Award 2022–23' during the distinguished TransUnion CIBIL Annual Conference

award image

Bloomberg’s Gender Equality Index- Annapurna Finance participated in Bloomberg’s Gender Equality Index, meeting the criteria for publicly publishing all required documents regarding diversity practices

award image

Annapurna Finance has been honored with Gold Level recognition for Client Protection Certification by MFR

award image

Annapurna Finance is certified as a Great Place to Work®, honoring its inclusive culture and commitment to empowering employees

award image

Ranked 24th Pan India in the DEI 100 Excellence Index, reflecting Annapurna Finance's commitment to diversity, equity, and inclusion

Client Testimonial

double quotes icon
Ms. Rama Dei, an artisan from Khordha, Odisha, is known for painting traditional masks with intricate designs. Her business suffered greatly during the COVID-19 pandemic, reducing her income to just ₹8,000 a month, barely enough to support her family of five. In June 2023, determined to continue her craft, she joined a Self-Help Group provided by Annapurna F...View More
testimonial client image
mobile_left_bg
dotted_circle_orange

A-Pay-Discover
ConvenienceLike Never Before

Fast | Simple | Easy | Trusted
A Complete Financial Super App

Download App
Play store iconios icon
app circle bgmobile_image

Our Branches

Locate business branches across India

Search for your preferred location or select from popular cities

Search branch Location

location-icon
Corporate Office

1215/1401, Khandagiri Bari, Opposite Jayadev Vatika,
Khandagiri, Bhubaneswar - 751030